Funding For Your Business When You Need It Most

We are Committed to Serving your Best Interest by Finding and Negotiating a Suitable Deal for your Small Business Loan. All the Research, Paper Work, Lenders Dealing, and Follow-Ups are Carried out by us. We Deal With Many Banks and Other Financial Institutions Every Day, We’re Always up to Date on Exactly What They Require to Approve your Application Fast And Quickly.

SBA Loans

We Fund Small Business Loans Nationwide. Small Business Loan helps make Cash available for Business Owners to Better Manage their Expenses and any Business Fluctuations.

Commercial Mortgages

Commercial Mortgages are Used for Purchasing (or refinancing) any Land or Property for Business Purposes.

Equipment Financing

Equipment Financing refers to a Credit Facility that helps you Finance all the Equipment and Machinery related Needs of your Business. Using Machinery Loans you can Buy, Lease, Upgrade or Repair Equipment Quickly.


Happy Financial Group,Inc

Happy Financial Group give Business Owners Access to Capital to Invest in Their Small Businesses. In the Typical Small Business Loan Structure, A Lender Will give a Business Owner Funds, Which the Business Owner Must Pay Back, With Interest, Over a Predetermined Period of Months or Years.

We are a Nationally Recognized Financial Company Serving all of Our Client’s Business Lending Needs. Here at Happy Financial Group, with our expertise as a Small Business Lender, Syndicate, and Partnerships with National Lenders We can Provide all of your Business Loans, Finance and Lease Needs. Call Today to get approved

We’re Here to Help

Get in Touch With our Local Representative Today to Explore the Different Types of Small Business Loans Available to you. Our Range of Small Business Loan Options is Available to Serve Whatever your Business Needs May be. Call Now at (714) 912-6595 or Click here to Get a Free Quote

Our Services

Happy Financial Group Financial has provided Business Financing to a Wide Array of Service Companies. Our Business Loan Services for Small Business Owners in the Service Industry Include, But aren’t limited to

Revenue-Based Funding

One of the most common forms of business financing is Revenue-Based Funding, a program in which money is provided to a company in exchange for a percentage of future revenues.

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Business Line of Credit

A Business Line of Credit can be an important Financial Tool to Help Business Owners Approach Financing in a Strategic and Attentive Manner.

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SBA Bridge Loans

From the Many types of Small Business Loans, Small Administration (SBA) Loans are Probably the most Ideal ways to acquire Funding for your Business

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Receivables Factoring

Accounts Receivable Factoring is a way of Financing your Business by Selling Unpaid Invoices for Cash Advances.

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Working Capital Advance

Working capital advances by Commercial Banks represent the most important source for Financing Current Assets

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Merchant Cash Advance

Merchant Cash Advance companies provide funds to Businesses in Exchange for a Percentage of the Businesses Daily Credit card Income

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Frequently Asked Questions

Get the Answers you Need to Common Questions about Small Business Financing. Everything you need to know about SBA loans and How your Business can Qualify

What is revenue-based financing?

Revenue-based financing is a way for companies to secure growth capital similar to an equity investment but without any dilution or loss of control. A company agrees to pay a small portion of future monthly revenues to an investor instead of selling an ownership stake in return for cash. In fact, revenue-based financing is typically used to replace, or even complement, an equity investment because it offers the patience, flexibility, and agility of equity but does not require a valuation exercise, governance involvement, dilution, or a future liquidity event. High-tech enterprises and other businesses we work with see great benefits from revenue-based financing that supports their growth while allowing them to maintain control of the business and keep the value they create.

How does revenue-based financing work?
Revenue-based financing is typically structured with a multi-year repayment term in which the company pays a fixed percentage (usually 1% to 3%) of the revenues generated each month to their investor. To retire a revenue-based financing investment, a company typically makes these monthly payments until a pre-defined return multiple, internal rate of return, or date is reached, at which point the repayment obligation terminates. Unlike some other approaches to growth financing, revenue-based financing solutions typically don’t have any other fees, warrants, or hidden costs involved. Because payments are tied directly to revenues, the investment is very transparent; companies get a clear and accurate picture of their total cost of capital up front.
Why would a company want to consider revenue-based financing instead of traditional debt?
Traditional debt or loan structures can play an important role in supporting a company’s working capital needs, but they are often misaligned with the longer-term time horizons required to grow a business over many years. In addition to requiring personal guarantees, traditional debt generally involves fixed payment requirements and rigid financial covenants that are often incompatible with the contours of most growth-focused companies’ trajectories. In contrast, revenue-based financing solutions offer greater flexibility, more patience and a repayment framework tied to revenues. Moreover, you’re generally not required to maintain strict financial ratios, adhere to pre-set financial parameters, or pay facility fees on undrawn capital. As a business, you have significantly more agility.
How does revenue financing work?
Revenue-based financing is a way that firms can raise capital by pledging a percentage of future ongoing revenues in exchange for money invested. A portion of revenues will be paid to investors at a pre-established percentage until a certain multiple of the original investment has been repaid.
Is revenue-based financing debt or equity?
Revenue-based financing is often considered a hybrid of equity and debt financing, which makes it particularly popular with startups, technology companies, and SaaS (software as a service) businesses.
How much Revenue Based Financing can you secure?

Finance providers will look at your recurring revenue to determine how much they’re willing to lend you. Most set maximum loan amounts up to a third of the company’s annual recurring revenue (ARR) or four to seven times their monthly recurring revenue (MRR). At Uncapped, we loan between $10k – $5m. Repayment fees are usually between 6-12% of revenue, based on whether you plan to invest the funds in predictable revenue-generating activities like advertising or higher-risk activities like hiring.